Money is badly needed, but what if I lose my ID card? In fact, temporary id card can also get loans. It will take a long time to reissue the ID card, and it will be received within three days after you apply for temporary id card. Next, I will introduce several platforms for handling temporary id card.
Temporary id card can be handled through the following platforms:
Zhilian long-term loan
Zhaolian Good Term Loan is a large pure credit loan platform. You must provide your valid ID card and the mobile phone number of the real-name registration system to complete the authentication. If you lose your ID card, you can also use a loan from temporary id card, up to 200,000 yuan, and the longest loan can be divided into 12 installments. The daily loan interest rate is suitable for office workers. Applying for a good loan requires a sesame score of 620 or more, and the credit is good.
Ant, please.
Ant Lending is a platform where you can borrow money from temporary id card. After registering an account, you can submit your ID card for real-name authentication, improve your personal information, and automatically approve the credit through the system, so you can borrow money in cycles within the limit. Every time it borrows money, it needs to re-evaluate the user's current account qualification.
Raise money for consumption
To withdraw money and borrow money, you must also provide your valid ID card, but you can also accept temporary id card, with a maximum of 200,000 yuan and monthly interest. The platform requires borrowers to score more than 600 yuan and their personal liabilities should not exceed 60% of their assets. If you apply for spending money in advance, you can call for review. It's best to leave the phone on all the time.
JD.COM gold bars
JD.COM gold bars also support temporary id card. After submitting the ID card to complete the authentication and binding the bank card and mobile phone number, the system can make a loan after comprehensively evaluating the credit. The maximum loan amount is 200,000 yuan, and the longest repayment can be divided into 12 installments, and the daily interest can be repaid as you borrow it.
I have introduced temporary id card to you, but I still remind you that it is better to reissue your ID card as soon as possible.
What software do you have to borrow money with your ID card?
Now there are many loans on the market that are very convenient, just need identification information and other proof. I'll introduce a few to you today to see if they are suitable.
I. 360 Peace of mind IOUs
360 IOU is a 360 financial unsecured pure credit ID card loan platform, which evaluates the credit of customers as a whole based on 360 big data and provides cash loans on this basis. The maximum loan amount is 20w, and the longest repayment period is one year.
Second, Baidu has money to spend.
Qianhua is a credit service product under Baidu. Its reputation has always been good, and the loan speed is relatively fast, which can meet the daily loan demand and is very convenient to borrow. Application conditions:1Baidu registered users between 8 and 55 years old; A stable job and good credit will make it easier to pass the exam.
Three. Ping' an I Dai
Ping An I Loan is one of the most popular mobile phone credit loans. Every day, countless people apply for this product, and they can get a loan by submitting simple information without mortgage guarantee. 3 minutes at the earliest. As long as there are places, you can review the results immediately after submitting the application, and there are few return visits. In order to avoid missing the review, it is recommended to keep the mobile phone on.
Fourth, Xinyi loans small loans.
Xinyi Loan Micro-loan is a product of Bank of China's consumer finance, which mainly provides office workers with micro-credit loans with simple application, fast payment and ultra-low threshold, and quickly solves the problem of personal funds. Don't be overdue, just provide identity authentication, mobile phone real-name authentication, contact person, bank information, residence information, work information, face recognition, personal basic information and so on.
Which formal loan platform can use ID card?
The formal platforms that can use ID cards for loans are: online business loans, loan treasures, micro-loans and small loans.
The online merchant bank is an internet bank initiated by Ant Financial as the major shareholder. The repayment period of Alipay online merchant loan is calculated from the loan date, and the repayment date of each month is also the same as the loan date. Users must pay the full repayment amount of the current month in Alipay on the repayment date, so as to avoid bad credit records caused by insufficient balance.
Borrowing is a pure credit consumer loan product in Alipay. When you enter Alipay, click My to find the loan. After entering Alipay, you can apply for the loan amount according to the page prompts. Whether it can be opened depends on the display on your page. If the quota is successfully obtained, you can choose to borrow. After entering the loan amount and other information, the loan can be completed, and the system will review it to determine whether the loan is successful.
Micro-loan is an Internet micro-credit product launched by Weizhong Bank, which can be borrowed into a bound bank card. Micro-loans are opened through the official invitation system, and invited users can see micro-loan loans in the financial column of WeChat payment/service or mobile QQ wallet. If you want to be an invited user, the most basic requirement is to complete the real-name authentication of WeChat, and whether you can become an invited user afterwards depends on your page display. If you can see micro-loans, you can try to apply for opening and check the quota. The system will give you a specific amount and interest rate according to your personal comprehensive situation, and manual intervention is impossible.
Du Xiaoman Qianhua is a credit service brand under Du Xiaoman, and has launched different loan products. In addition to individual consumers, small and micro business owners can also apply for money loans on the Xiaoman APP. Non-school students aged between 18-55 can try to apply for money, and you need to provide your valid original second-generation ID card and your debit card during the application process. You need to apply for a credit line before applying for a loan. The system will review it separately. After the credit line application is approved, you can get the credit line, interest rate and other information, depending on the page where you have money to spend.
A platform where you can borrow money with your ID card.
The formal platforms that can use ID card loans are: online business loans, loan treasures, micro-loans, small loans and so on.
The online merchant bank is an internet bank initiated by Ant Financial as the major shareholder. The repayment period of Alipay online merchant loan is calculated from the loan date, and the repayment date of each month is also the same as the loan date. Users must pay in full in Alipay on the repayment date of the current month to avoid bad credit records due to insufficient balance.
Bail is a pure credit consumer loan product in Alipay. Enter Alipay and click My Search to borrow bail money. After you enter it, you can apply for a loan amount according to the prompts on the page. Whether it can be opened depends on the display of the page. If you successfully get the amount, you can choose "borrow money". After entering the loan amount and other information, the loan can be completed, and the system will review it to determine whether the loan is successful.
Micro-loan is an Internet micro-credit product launched by Weizhong Bank, which can be borrowed by binding a bank card. Micro-loans are opened through the official invitation system, and invited users can see micro-loans borrowing money in the financial column of WeChat payment/service or mobile QQ wallet. If you want to be an invited user, the most basic requirement is to complete the real-name authentication of WeChat, and then whether you can become an invited user depends on your page display. If you can see micro-loans, you can try to apply for open viewing places. The system will give you a specific amount and interest rate according to your personal comprehensive situation, without manual intervention.
Xiaoman Huayou is a credit service brand owned by Xiaoman and has launched different loan products. In addition to individual consumers, small and micro business owners also need to be frank, or they can take the initiative to let Jiao Na apply for Huayou loan on Xiaoman APP. Students who are not in school at 18-55 can try to apply for Fuguihua. During the application process, you need to provide your original valid second-generation ID card and your debit card. If you need to apply for a quota before applying for a loan, the system will review it separately. After the quota application is approved, you can get the quota, interest rate and other information, subject to the page with money to spend.
Can I get a loan only by ID number? There are several platforms for you to choose from.
There are more and more online lending platforms, and some lending platforms have lower thresholds. As long as the borrower has his personal ID card ready, he can apply for a loan. By verifying the identity information of the borrower, the online lending platform can provide the borrower with the corresponding loan amount as long as it ensures that the borrower applies for a loan. Can I get a loan just by ID number? What are the ID card loan platforms? Here is a detailed introduction to the ID card loan.
Can I get a loan just by ID number?
Applying for a loan is a complicated matter. The loan information to be submitted, the loan process after submitting the information, and the process of approving loan issuance are all very rigorous and complicated. The necessary information needs to be signed in person, as long as one item fails, it will be rejected. The ID card is the most basic document for a loan. It not only has the ID number, but also personal photos and other information, which is irreplaceable by the ID number. The original and photocopy of the ID card are required in the loan, and it is impossible to apply for a loan with the ID number.
Id card loan platform
Tianshendai
Tianshen Loan does not have too high requirements for the borrower's credit record, with a quota of 500- 1000 yuan, a term of 2 1 day and a daily interest rate of 0.48%, which is suitable for office workers. Although Tianshen Loan has a low loan amount, it also needs to apply for credit investigation.
second
Second ID card loan 1 0,000, line 1-3, term 1-3 months, annual interest rate 10%, suitable for office workers, students, self-employed people and people without fixed jobs. Seconds is the same as using Qian Bao, and the loan will not be credited to this application.
Suning arbitrary payment
The products of Suning Consumer Finance Company have the characteristics of low threshold, large amount, fast payment, many concessions and flexible payment. Generally speaking, the amount of arbitrary payment for the first application for Suning will be relatively low, ranging from 3,000 yuan to 8,000 yuan, and the amount of qualified individual users can be very high, reaching tens of thousands. Frequent use of arbitrary payment and multiple installments will help to increase the amount.
Zhilian long-term loan
Zhaolian Consumer Finance is a formal and reliable platform approved by China Banking Regulatory Commission, and its good term loans have always been welcomed by the majority of borrowers. Most people spend thousands of dollars the first time. As long as they repay on time, they can gradually increase the quota.
China Post Consumer Wallet
China Post Consumer Wallet is a credit product of China Post Consumer Finance, which can meet the capital needs of most people, including pure credit loans and consumption stages. People between the ages of 20 and 60 can get a pure credit line of up to 50,000 yuan, which is related to the applicant's personal qualifications and can be increased after multiple loans.
Can I get a loan just by ID number? What are the ID card loan platforms? Borrowing users need to provide their own relevant certification materials when applying for loans online. In addition to filling in your ID number correctly, you also need to provide your own identification materials. Borrowers who want to apply for loans with their ID numbers can choose these online lending platforms introduced above, so that borrowers can easily obtain loans.
Which is better for ID card loan software?
Software that can borrow money as long as your ID card, and a platform for lending with your ID card:
1, Doudou money
Doudou Money is a small loan product under Weixin Technology. The user wants to apply for a loan on Doudou money. When filling in information, they only need to fill in personal basic information and mobile phone number. Of course, you also need to authorize the "Credit Report Inquiry". At present, the maximum loan amount that Doudou Money can provide users is 50,000 yuan, and the minimum annual interest rate is 13%.
Step 2 travel in advance
Advance Travel is a small loan product of Firefly Co., Ltd. At present, the loan application materials that users need to fill in include ID card, mobile phone number, address book authorization, sesame credit and so on. At present, the maximum loan amount supported by advance travel is 200,000 yuan, and the longest loan period is 12 months.
3. Comfortable flowers
Anyihua is a small loan product under Instant Consumer Finance Co., Ltd., with a minimum loan of 1 000 yuan and a maximum loan amount of 200,000 yuan. Applicants for idle loan must be at least 18 years old, have a stable job, be filial and have a good credit record. Ease can complete the loan within 1 minute at the earliest.
If there is demand, I recommend that you spend money. Qianhua is a credit service brand owned by Du Xiaoman Finance (formerly known as Baidu Qianhua, renamed as "Qianhua" on June 20 18). The brand is trustworthy and the interest rate is low. The money is spent-full of easy loans, the maximum loan amount is 200 thousand, and the daily interest rate is as low as 0.02%
It has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest and expenses, and strong security.
Share with you the application conditions for rich flowers: the application conditions for rich flowers are mainly divided into two parts: age requirements and information requirements. 1. Age requirement: 18-55 years old. Special note: If you have money, you refuse to provide college students with installment loans. If you are a college student, please give up the application. Information requirements: You need to provide your second-generation ID card and your debit card during the application process. Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and cannot be processed with temporary id card, expired ID cards or first-generation ID cards. Online lending is risky, so choose carefully!