(1) After being defrauded by the platform, be sure to call the police, and the police will file a case according to the amount you have been defrauded. As long as the amount of fraud reaches 2,000, it will reach the filing standard. If the victim's fraud amount does not meet the filing standard, he can report the case with other victims, and the victim also needs to provide records of fund transactions, provide more evidence for the police and actively help the police solve the case quickly.
(2) If the transaction between the victim and the platform is a formal transaction, it belongs to personal behavior, and the behavior of the platform does not involve illegal crimes; If the platform is illegal, then all transactions on the platform are illegal, and the platform is suspected of illegal business operations; If the victim can provide evidence to prove that the platform induces consumption or defrauds the victim of money by fraudulent means, the platform is suspected of fraud. The victim needs to call the police according to his actual situation, and the police will deal with it according to law.
(3) Article 266 of the Criminal Law of People's Republic of China (PRC) stipulates that whoever defrauds public or private property in a relatively large amount shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or public surveillance, and shall also or only be fined; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years and shall also be fined; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined or confiscated.
First, there are many financial platforms in China. Investors should do a good job of investigation when choosing a financial platform, so as to ensure the safety of funds. You can go to the platform company for on-the-spot investigation, or you can consider it comprehensively in other ways.
One of the easiest ways to identify fake fund custody is to check whether the account of a third-party payment institution is registered when registering the platform. If you can invest after registering a platform account, there is definitely no third-party fund custody for the platform. In addition, if third-party hosting is required after registration, and all kinds of security checks must provide real-name authentication information, it shows that the third-party hosting information of this platform is true. Without fund custody, it is easy to have a pool of funds, and the platform can misappropriate customers' funds at will and invest them in channels unknown to investors. This platform has a high probability of running away.
Second, when it comes to investment and wealth management, many people may think of fixed-income products (such as bank wealth management products and national debt).
Compared with these fixed-income products, funds are the best way for ordinary people to manage their money:
(1) For example, in terms of product income, although products such as treasury bonds will not default, if you hold treasury bonds for a long time, you will definitely not catch up with inflation.
(2) If you hold the fund for a long time, the income is not low. According to a set of official data, by the end of 20 17, the average annualized rate of return of partial stock funds was 16.5%, and that of bond funds was 7.2%. Here is a reminder that short-term holding of funds is likely to lose money.
(3) As for why many people who buy funds don't make money, it is because most people buy funds in a bull market and choose to redeem them in a bear market.
(4) In terms of product safety, all fund offerings are supervised by the CSRC, and investment and custody are separated. In other words, fund companies can't access investors' funds, and the money is placed in the account of the custodian institution. Therefore, there will be no P2P platform "running away" in Public Offering of Fund.
(5) In terms of information disclosure, all Public Offering of Fund should not only disclose the net product value of each trading day, but also regularly disclose quarterly, semi-annual and annual reports.
(6) Through these publicly disclosed information, we can understand the investment strategy, performance and latest positions of the Fund, and then better grasp the investment of the Fund.