1. Platform deposit. P2P platform must deposit a certain platform deposit in a third-party bank to ensure the financial risk of users.
2. Archive management. All P2P platforms must be filed with the local financial management institutions and the China Banking Regulatory Commission in order to become legal operating platforms.
3. Staffing, P2P platform should have professionals in finance, credit, risk control and collection to ensure the normal operation of business.
4. Technical safety. P2P platform should have basic security technology configuration to ensure the transaction security of user information and funds.