Fixed investment of funds means that investors regularly and quantitatively invest in one or more fund products according to a certain period of time in order to spread risks and obtain long-term stable income. Investors can choose their own fund products and fixed investment cycle according to their risk tolerance and capital situation.
Advantages of fund fixed investment
1. Spread the risk
Fixed investment of funds can reduce investment risks by diversifying investment. If an investor only buys a fund at one time point, he needs to bear all the risks at one time point. By quantifying the investment regularly, he can invest at multiple time points, thus reducing the risks.
2. Long-term stable income
Fixed investment in the fund is a long-term investment strategy, and long-term holding of the fund can obtain stable income. Since funds are managed by professional fund managers, investors can enjoy professional investment management services and management experience.
3. High flexibility
The fixed investment of the fund can be flexibly adjusted according to personal needs, for example, the amount and cycle of fixed investment can be adjusted according to personal income and investment objectives. At the same time, if investors need to redeem the fund shares in advance, it can be easily realized.
Matters needing attention in fund fixed investment
1. Select the right fund products.
When choosing fund products, we should choose the appropriate fund products according to our own risk tolerance and investment objectives. Investors should carefully study the historical performance of fund products, the management experience of fund managers and the investment strategy of funds to determine whether they are suitable for their investment needs.
2. Fixed investment period and amount
The term and amount of fixed investment are the two most important factors of fixed investment of the fund. Investors should determine the fixed investment period and amount according to their own financial situation and investment objectives. At the same time, the term and amount of fixed investment can also be adjusted according to personal needs.
3. Don't blindly follow the trend
Investors should avoid blindly following the trend. The fluctuation of the fund market is inevitable, and investors need to wait patiently for the long-term income of the fund. At the same time, investors need to carefully study the historical performance of fund products and the management experience of fund managers to avoid blindly following the trend.
abstract
Fixed investment of the fund is a long-term investment strategy, which can reduce risks and obtain long-term stable income by diversifying investment. When choosing fund products, investors should determine the appropriate fund products according to their own risk tolerance and investment objectives. At the same time, the term and amount of fixed investment should also be adjusted according to personal needs to avoid blindly following the trend.