First, the loan conditions of Changshu enterprises in Jiangsu Province
1, business hours. Corporate loans are risky, and lending institutions will have certain requirements on the operating time of enterprises, at least 1 year. After all, enterprises that can operate for more than 1 year are basically profitable and have a certain scale, which is a foothold in the industry.
2. Financial resources of the company. Enterprise loans are risky and need to have certain self-owned funds. It is also necessary to prove that the enterprise has income and can make profits. Lending institutions will judge the financial resources of enterprises from the financial details, upstream and downstream contracts, running water and deposits submitted by enterprises, and will only issue loans if they meet the conditions.
3. Business place. A regular company must have a fixed business place, which can be owned or leased.
4. Corporate credit. Both business owners and corporate legal persons should have good credit, especially if they pay taxes in good faith and have no record of being punished.
Second, Jiangsu Changshu enterprise loan channels
There are many corporate loan channels in Changshu, Jiangsu Province, such as banks, private loan companies and online lending platforms, many of which can provide corporate loan services. However, due to the security of funds and the prevention of information leakage, we must find formal channels and choose appropriate loan products.
If it is an enterprise that pays taxes in good faith, it can let the enterprise as a legal person apply for a loan from Weizhong Bank in Wechat business. The maximum loan amount is 3 million yuan, which can be directly applied online. It can pass the examination and approval in 30 minutes at the earliest, and the account is fast, which is suitable for enterprise capital turnover.