Is Shen Wan Lingxin's expected income treasure safe?
First of all, from the perspective of risk level
According to the product information, the risk level of Shenwan Lingxin's expected income treasure is "low risk". As we all know, fund products are not guaranteed, but low-risk funds are not easy to lose money, so investors don't have to worry.
Second, from the historical experience.
Shen Wanling believes that the expected return treasure belongs to the money fund. The money fund has never lost money in history, and the worst case is that the expected return is reduced. Just like the current baby financial management, their principal security is still very high.
Third, from the perspective of fund size.
By the end of 20 18, the management scale of Shenwan Lingxin's expected income treasure fund was 1 100 million yuan. This kind of money fund is relatively small in scale and there is a certain risk of fund liquidation.
Fourth, from the investment direction.
Shenwan Lingxin's expected income treasure mainly invests in assets such as interest rate bonds and bank deposit certificates. Interest rate bonds have a high credit rating and basically will not default, because there are banks and governments behind them. As for the security of bank deposits, it goes without saying, so the risk of this money fund can be assured.
Fifth, from the historical performance.
Shenwan Lingxin Expected Income Bao was established in 2006. In recent years, the performance is relatively average, and the annualized expected return keeps fluctuating, ranking downstream among similar funds. Judging from the performance in the past year, there are more than 600 money funds in the market, ranking more than 600. The expected return is relatively poor.
Well, the analysis of Shen Wanling's expected income treasure is over, and I hope it will help everyone. Warm reminder, financial management is risky and investment needs to be cautious.