What are the bond mortgage procedures of unlisted companies?

1. What are the bond mortgage procedures for unlisted companies? 1. Identify the issuer; 2. Determine the guarantor or guarantee method. Guarantees usually include third-party guarantees, land mortgage guarantees and the establishment of sinking funds. 3. Determine the use items of the raised funds; 4. Identify other intermediaries; 5. Decide on the allocation scheme; 6. The lead underwriter assists in submitting an application for issuing corporate bonds to the local development and reform commission; 7. The lead underwriter assists the enterprise to establish a relationship with the competent department; 8. Make application materials and report them to the National Development and Reform Commission for approval; 9. Preparation for issuance and underwriting; 10. The issuance items include sales, transfer, underwriting report, capital verification, etc. 1 1. Other work includes information disclosure and consulting for all aspects of the enterprise. 2. What are the ways of issuing corporate bonds? There are three ways to issue corporate bonds, namely, face value issue, premium issue and at discount. Assuming other conditions remain unchanged, when the coupon rate of a bond is higher than the bank deposit interest rate in the same period, it can be issued at a price exceeding the face value of the bond, which is called premium issuance. Premium means that enterprises will pay more interest in the future and get compensation in advance; If the coupon rate of a bond is lower than the bank deposit interest rate in the same period, it can be issued at a price lower than the face value of the bond, which is called discount. Discounting means that enterprises pay less interest in the future and compensate investors in advance. If the coupon rate of a bond is the same as the interest rate of bank deposits in the same period, it can be issued at face value, which is called face value issue. Premium or discount is the adjustment of interest expenses by bond issuing enterprises during the existence of bonds. 3. What are the conditions for issuing corporate bonds? The public issuance of corporate bonds shall meet the following conditions: 1, the net assets of a joint stock limited company shall not be less than RMB 30 million, and the net assets of a limited liability company shall not be less than RMB 60 million; 2. The accumulated bond balance shall not exceed 40% of the company's net assets; 3. The average distributable profit in the last three years is enough to pay the interest of corporate bonds for one year; 4. The investment of raised funds conforms to the national industrial policy; 5. The bond interest rate shall not exceed the interest rate level stipulated by the State Council; 6. Other conditions stipulated by the State Council. To sum up, companies issue bonds for financing needs, and unlisted corporate bonds are a kind of securities that can be used as collateral. To apply for mortgage, the parties holding bonds submit mortgage materials to the bank, and the bank determines a mortgage rate, and then issues mortgage loans in combination with the applicant's credit situation. Corporate bonds have their own characteristics, with high return on investment and relatively high risks.