1. The insurance salesman and the insurance company signed an agency contract, that is, there is only a commission relationship, so the company can only punish you for income other than commission (such as plans, management allowances, subsidies, etc.). ).
In your case, actually any insurance company is doing it. To put it bluntly, this is a hidden rule, which is not allowed by national laws, but for the CIRC and industry associations, they actually know it, but they are too lazy to pay attention to it, because as long as the amount of punishment is not too harsh and excessive, they will not care.
What you need to do:
1. Is your money really deducted? As for who the money is given after deduction, it has nothing to do with you.
Please confirm your pay slip. Let me give you an example. If your direct commission and renewal commission amount to 5,000 yuan this month, and other rewards amount to 2,000 yuan, then the company can deduct you up to 2,000 yuan this month, as long as you give a reasonable reason, such as poor attendance. Because according to the agency contract, the insurance company only needs to pay you a commission, which is related to your labor. This 2000 yuan is extra paid by the company to make you work harder, so you have the right to deduct it.
The solution is simple, as follows:
1. Take out the evidence, print out all the previous salary slips, and calculate how much commission has been deducted.
2. If you find that there is an excess, you can take the evidence and go directly to the local insurance industry association to complain.
Your final outcome:
Generally speaking, in order to appease your stay, the insurance company will eventually make up the extra money deducted from you through other channels, but your insurance career is over. At the same time, even if you come to other companies, you still have to face this problem.
Advice for you:
If the punishment hasn't reached the point where you really can't stand it, forget the recommendation.
After all, as an insurance salesman, you have to work in the company, have early meetings and maintain discipline. After all, you pay more than commission every month, don't you?
In 20 13, that is, starting from July this year, the recruitment standard of insurance companies will be raised to junior college or above. At this time, leaving a certificate is really worth it!
Finally, I want to say that legally, the company is absolutely wrong, but from the perspective of workers, we may be slightly biased.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.