The purpose of enterprise financing is: 1, capital expansion; 2. Repaying debts; 3. Create a new enterprise; 4. Adjust the capital structure. Enterprise financing refers to the movement process of financing with enterprises as the main body, which makes the supply and demand of funds between enterprises and their internal relations change from imbalance to balance. When there is a shortage of funds, we can raise funds with a suitable period and amount at the least cost; When the funds are surplus, they should be put out within a proper time limit with the lowest risk, so as to obtain the maximum income, thus realizing the balance between supply and demand of funds. Generally speaking, there are two ways of enterprise financing: one is endogenous financing, that is, the process of transforming the available funds accumulated by oneself into investment. The other is external financing, which refers to the process of capital injection by external investors or investment institutions and the conversion of funds into shares. The development of an enterprise mainly depends on whether it can obtain a stable source of funds.
Legal basis:
People's Republic of China (PRC) Civil Code
Article 735 A financial lease contract is a contract in which the lessor purchases the lease item from the seller according to the lessee's choice of the seller and the lease item, provides it to the lessee for use, and the lessee pays the rent.
Article 736 The contents of a financial lease contract generally include the name, quantity, specifications, technical performance, inspection method, lease term, rent composition, payment term, method and currency of the lease item, and the ownership of the lease item at the expiration of the lease term. The financial lease contract shall be in written form.
Derivative problem:
What are the common financing methods for enterprises?
1, bank loan; 2. Loans from microfinance companies; 3. Pawnshop; 4.P2P financing; 5. financial leasing; 6. Stock financing; 7. Bond financing; 8. Credit guarantee financing; 9. Equity financing; 10, increase capital and share; 1 1, property right transaction; 12, bill discount; 13, trade financing; Wait a minute.