In 20 16, China Life ranked 54th among the top 500 companies in the world, but in 20 19, it has risen to 5 1. World ranking is only one of the factors to consider whether an insurance company is good or not. If you want to judge how this company is, you still have to look at the whole. So I made an overall analysis of China Life. If you want to know the details, just keep reading ~
How about China Life? We speak with facts! Look down ~
1. Company size
China Life Insurance Company, formerly known as China People's Insurance Company, was established in 1949. Headquartered in Beijing, it is one of the top 500 enterprises in the world. Among the numerous commercial insurance groups in China, China Life is one of the best. It is one of the few insurance groups with assets exceeding one trillion in China, and it is also one of the largest institutional investors in China's capital market.
2. Product introduction
China Life has a wide range of business, including property loss insurance, personal health insurance and accidental injury insurance. I put some of China Life's main products in the following table. You can have a look:
There are so many products, which ones are better? Not much to say, just give me the dry goods just sorted out:
3. solvency
Generally speaking, the CIRC has two hard assessment indicators for the solvency of insurance companies. Only when the core solvency adequacy ratio is higher than 50% and the comprehensive solvency ratio is higher than 100% can it be considered qualified. China Life's latest solvency has been announced, directly above:
In terms of data, China Life's solvency can be described in two words: excellent! In order to better compare the solvency of China Life Insurance and other companies, I compiled a list and marked it in blue: Is China Life Insurance good? Do you have any insurance recommendations?
4. Use evaluation
The business processes of insurance companies include sales, underwriting, insurance, claims settlement, consultation, return visits and complaints. , usually assessed by the China Insurance Regulatory Commission. After comprehensive evaluation, the overall service level of insurance institutions will be 10, which is divided into four categories: A, B, C and D. The service level in China is BBB, which is generally good.
Anyway, the strength of China Life is obvious to all, so I don't need to say more about the unreliable! If you think it's a big company, China Life is definitely a good choice.