"Five risks" refer to: pension, medical care, unemployment, work injury and maternity.
"One gold" refers to the provident fund.
Legal basis: Article 84 of the Social Insurance Law of People's Republic of China (PRC), the social security agency has the right to order the employer who has not registered for social security to make corrections within a time limit. If it fails to make corrections within the time limit, it shall pay a fine of more than one time and less than three times the amount of social insurance premiums; The directly responsible person in charge and other directly responsible personnel shall be fined from 500 yuan to 3000 yuan. At the same time, Article 86 stipulates that if the employer fails to pay the social insurance premium in full, it shall be ordered to pay it within a time limit or make up for it, and a late fee of 0.5% shall be added daily from the date of default; Failing to pay within the time limit, a fine of more than one time and less than three times the amount owed shall be imposed.