1. Borrow money from relatives and friends to repay the loan. If the borrower can't repay the loan due to special circumstances, he can borrow it from relatives and friends for a period of time, and then pay it back one by one when he has spare money. However, when you borrow money, as the saying goes, "It's not difficult to borrow after you borrow it." 2. Ask the guarantee company for help. If you need a large amount, you can ask for a guarantee. After the house is mortgaged, you can use it to apply for a loan from the bank again. After you get the loan, you can pay back the money from the guarantee company. But the urgent premise is that the borrower must have the ability to repay in full and on time, which means that you can't repay in a short time. Waiting for the bank to really have no money to repay the loan and can't think of other solutions, then you can only wait for the bank to auction off the house. After the auction, the bank will use the auction funds, and the rest will be included.
2. Factory closures and bank loans?
Corporate loans are unable to repay, and banks will take measures to minimize losses.
When the arrears are overdue, collect the loans;
If it is overdue for more than 90 days, file a lawsuit at the following address:
According to the loan contract and guarantee contract (mortgage or pledge contract), the lender will take measures such as property preservation, including freezing the deposits in all bank accounts of the lender and the loan guarantor and sealing up the pledged property.
3. Bank loans when the company declares bankruptcy?
1. If the loan is guaranteed, the guarantor will bear your loan. If the guarantor cannot afford it, he will go through legal procedures and apply for asset preservation. 2. If the loan is secured by collateral, the collateral will be disposed of. If it is not enough to pay the loan, legal procedures will be taken to apply for asset preservation. 3. If the loan is a credit loan, directly apply for asset preservation and fund freezing.
4. What happens when a loan in the name of an enterprise is cancelled?
An enterprise can't cancel without paying off the bank loan, and can apply for bankruptcy. However, how to liquidate specific assets depends on whether individual joint liability is stipulated, and if it is stipulated, it is necessary to recover from individuals.