Generally, it is divided into AAA, AA, A, BBB, BB, B, CCC, CC and C from high to low. AA to C-, indicating strength respectively.
2. What is the highest credit rating of the company?
First, the company's credit rating, this different industry will have different division and evaluation methods:
Credit rating method of chemical enterprises
Credit rating method of home appliance enterprises
Credit rating method of automobile manufacturing enterprises
Credit rating method of pharmaceutical enterprises
Credit rating method of petrochemical enterprises
Credit rating method of electric power enterprises
Credit rating method of iron and steel enterprises
Credit rating method of coal enterprises
Credit rating method of chemical fertilizer enterprises
Credit rating method of cement enterprises
Credit rating method of paper enterprises
Credit rating method of small and medium-sized enterprises in Jiangsu Xincheng
Credit rating method of food enterprises
Credit rating of industrial enterprises
Second, the current classification
The credit rating of enterprises in China is divided into AAA, AA, A, BBB, BB, B, CCC, CC, C and D according to the internationally accepted rating scale, which is also an important index system to measure the financial ability of enterprises.
Third, the meaning of grade letters
1.AAA level
Good credit
Enterprises have high credit and low debt risk. Such enterprises have excellent credit records, good operating conditions, strong profitability and broad development prospects, and uncertain factors have little impact on their business development.
2.AA level
Good credit
Enterprises have high credit degree and low debt risk. Such enterprises have excellent credit records, good operating conditions, high profitability and broad development prospects, and uncertain factors have little impact on their business development.
3. Grade A
Good credit
The credit degree of the enterprise is good, and there is no problem in repaying debts under normal circumstances. This kind of enterprise has a good credit record and its operation is in a virtuous circle, but there may be some uncertain factors affecting its future business development, thus weakening its profitability and repayment ability.
4.BBB level
General letter of credit
Enterprise's credit degree is average, and its solvency is average. The credit records of these enterprises are normal, but their operating conditions, profitability and future development are easily affected by uncertain factors, and their solvency fluctuates.
5.BB grade
Credit difference
The credit degree of enterprises is poor and the repayment ability is insufficient. Such enterprises have many bad credit records, and their future prospects are uncertain, which contains speculative factors.
5. Grade B
Credit difference
Enterprises have poor credit and weak solvency.
7.CCC level
Credit difference
Corporate credit is very poor, and there is almost no solvency.
8. CC level
Extreme credit difference
Enterprise credit is extremely poor, and it has no solvency.
9. category c
for money
Enterprises have no credit.
10.d level
for money
The enterprise is on the verge of bankruptcy.
Not all credit ratings are classified in this way. In addition, some companies use the ",-"symbol to fine-tune each level, indicating the upper or lower limit of this level. According to foreign practice, the first four grades are usually designated as investment grade (AAA—BBB) and the last five grades as speculative grade (BB-C). Investment grade means normal income and little risk; Speculation level means that the income is not guaranteed, but the risk is greater. For short-term debt, it is usually divided into four levels. In China, the credit rating industry started late, and the setting of credit rating is still not uniform. Generally speaking, there are two different methods. One is the internal credit rating of the bank, which is generally set to four levels, and some are called super, first, second and third levels; Some are called a, b, c and d.
The above answers are for reference only.
3. Is 3.AAA the highest level of corporate credit rating?
Yes! The special 3A credit rating for bidding can be inquired on the bidding website and publicized on the website of the enterprise unit.
Fourth, housing enterprises have the highest credit rating?
The highest credit rating of real estate enterprises is AAA, which means that enterprises have good credit, high integrity, excellent indicators, high quality of enterprise, strong integrity awareness, good operating conditions, strong performance ability and good social reputation.
The rating of real estate development enterprises is a credit evaluation of real estate industry carried out by China Real Estate Association in real estate development enterprises according to the Administrative Measures for Credit Evaluation of Real Estate Industry (Development Enterprises), which is organized once a year. According to the principle of "fairness, justice and openness" and through strict procedures, the credit rating of real estate development enterprises is comprehensively considered from the aspects of development ability, credit, tax payment, contract performance, product quality and social responsibility.
According to the national credit standard "Expression of Enterprise Credit Rating" (GB/T22 1 16-2008), enterprise credit rating is divided into three levels (A, B, C) and five levels (AAA, AA, A, B, C).