Which is better, China Ping An or Everbright Life Insurance?

China Ping An and Everbright Yongming are both relatively large insurance companies, and China Ping An has an advantage in popularity, but both insurance companies have their own advantages.

Want to know the ranking of insurance companies in China, you can look here: "What are the top ten insurance companies in China? 》

Dad, let's talk about two companies ~

First of all, China is safe

1, China Insurance Co., Ltd. China Ping An Life Insurance Company of China Insurance Company was established in 2002, and it is the second largest life insurance company in China in terms of scale premium. The company has a registered capital of 33.8 billion yuan and an annual turnover of 26.5438+42.7 billion yuan.

2. The core solvency adequacy ratio of Ping An Property & Casualty is 2 10.6 1%, the comprehensive solvency adequacy ratio is as high as 24 1.32%, and the comprehensive risk rating is Grade B, which also meets the requirements of the CIRC.

Second, Everbright Yongming

1, Everbright Life Insurance, headquartered in Tianjin, is a Sino-foreign joint venture life insurance company.

Although Everbright Life Insurance is not well-known, with a registered capital of 5.4 billion, it is said that it is well funded.

2. The core solvency adequacy ratio of Everbright Yongming is 182.77%, the comprehensive solvency adequacy ratio is 246. 1 1%, and the risk assessment level is Grade B, which is completely up to standard.

Three. Insurance products

1, Everbright Yongming has drilled a lot of annuity insurance: the expected return is around 4.025%, and the guaranteed rate of return of universal account is 3%, which is excellent among similar products.

2. The advantage of Ping An E Life Insurance is very obvious, that is, it can guarantee a long renewal time and a 20-year renewal.

Dad concluded that it doesn't matter which is better, Everbright Life Insurance or Ping An. What matters is whether their insurance products are suitable for you.