China Bank's consumer finance housing mortgage loan belongs to mortgage loan. The consumer loan of China Bank is the installment repayment business of small loan banks. This loan type is a loan product promoted by China Bank in Suzhou, and it is a personal consumption loan product with mortgage. The maximum loan amount is 20 million, and the longest loan period is 10 year.
Which online loan is BOC Consumer Finance Co., Ltd.?
BOC Consumer Finance Co., Ltd. is not an online loan. BOC Consumer Finance Co., Ltd. is a consumer finance company approved by the former China Banking Regulatory Commission. It holds a financial license and is different from online lending. Online lending is the abbreviation of P2P online lending, including personal online lending and commercial online lending, and generally does not have a financial license.
BOC Consumer Finance Co., Ltd. adopts the trinity loan model of online, offline and O2O to provide consumer loan services for users. Bank of China Consumer Finance Co., Ltd. launched mortgage-based consumer loans, credit-based consumer loans and transaction installment consumer loans in the form of joint business.
The consumer loan provided by BOC Consumer Finance Co., Ltd. has the advantages of small single credit line, fast approval speed and flexible repayment method. BOC Consumer Finance Co., Ltd. is a subsidiary of Bank of China and the first consumer finance company in Shanghai.
BOC Consumer Finance Co., Ltd. won the honor of "Best Consumer Finance Business for Asian Bankers in China" in 20 13 and the honorary title of "Excellent Financial Enterprise and High Growth Enterprise in Pudong New Area" in 20 17.
Loan products of BOC Consumer Finance Co., Ltd.: Xinyi Loan Enjoy Loan, Xinyi Loan Owner Loan, Xinyi Loan Salary Enjoy Loan, Xinyi Loan Policy Loan, Xinyi Loan Skill Cloud Staging, Xinyi Loan Education Cloud Staging, etc.
What is China Bank Consumer Finance Company?
BOC Consumer Finance Co., Ltd. was established on 20 10, and its headquarters is in Shanghai. It is a licensed consumer finance company approved by China Banking Regulatory Commission, and a subsidiary of Bank of China Limited. It is committed to becoming a leading integrated consumer finance service provider in China and constantly promoting the construction and development of consumer finance industry in China.
After the capital increase and share expansion of 20 15, the company made full use of the rich experience and quality resources of six well-known shareholders, namely Bank of China, An Baili Group, Lujiazui Financial Development Co., Ltd., Bank of Hong Kong, Bode Innovation and Sequoia Capital, to provide consumers with professional, convenient and flexible consumer financial products and services.
After nearly eight years of steady development, adhering to the business philosophy of "responsibility, integrity, professionalism, innovation, stability and performance", BOC Consumer Finance adheres to the technology-led, innovation-driven and realistic transformation, and has carried out a series of fruitful work in strategic management, risk control, product research and development, business development, channel construction, internal management, corporate governance, cultural construction and social responsibility. Up to now, the company has set up first-class regional centers in 32 provinces, municipalities and autonomous regions (including municipalities directly under the Central Government). inclusive finance covers more than 300 cities across the country, with more than 1000 cooperative merchants and outlets, and has provided consumer financing services to millions of customers.
In the future, standing in the wave of the new era and facing the challenge of new opportunities, BOC's consumer finance will start a new journey, taking serving the country as the guiding ideology, helping the development of the real economy as the starting point, taking "digitalization, intelligence and scene" as the main line, and taking the path of transformation and innovation as the path, constantly creating * * * enjoyment value for customers, shareholders, employees, industries and society, and building itself into a first-class consumer finance company in the new era.
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