I am currently working in Hangzhou. I want to buy a house in Huaihua, Hunan. How can I pay for it? What procedures do you need to go through?

If you can also apply for a mortgage loan, you should produce relevant materials (such as commercial housing sales contract, ID card, income certificate, household registration book, marriage certificate and other materials needed for mortgage loan) and then wait for the bank to inform you to sign in person. It's just that it's more troublesome to sign in person and you need to come back in person (if your married lover is also present). If all the other materials are ready, that's nothing.