Is a credit in Fuzhou a black online loan?

No. The one-year loan interest rate of a credit is 4.35%, which is within the standard range. It is registered and managed by the Ministry of Industry and Information Technology, and it is a formal software platform, not a black online loan. A credit company, P2P company, is a little-known lending company. That is, enterprise credit loans refers to the loans that banks give to the legal representatives or controlling shareholders of small enterprises.