1. Enterprise loan conditions: 1. Good corporate credit includes two aspects: first, settlement credit. The second is loan credit. In other words, the cash settlement of the borrower's enterprise is normal, and there have been no bad phenomena such as non-payment, non-payment of bills and fines, and at the same time, it has a good willingness to repay. 2. When an enterprise with good business owner qualification applies for a loan, the lending institution will not only examine all aspects of the enterprise, but also examine the qualifications of the business owner, such as personal credit status, income status and future planning of the enterprise. These are all important factors that determine whether an enterprise can successfully obtain loans. 3. Before providing true and reliable financial statements to apply for a loan, the lending institution will review the financial status of the enterprise. If there are no regulations and financial management is chaotic, loan applications are likely to be blocked, because such enterprises are more risky in the eyes of lending institutions. 4. Assets and liabilities should not be too high. According to relevant regulations, the asset-liability ratio of the borrowing enterprise shall not exceed 60%. Moreover, the annual net operating cash flow in financial statements cannot be negative, and the same profit cannot be negative.