1. Application for opening an enterprise bank settlement account (the account number needs to be reserved, stamped with the official seals of the bank and the enterprise, and signed by the bank); You also need a business registration certificate or an overseas institution registration certificate.
2. Identification documents of overseas institutions as legal persons (ID cards, passports, etc.). ).
3. Agreements and contracts between overseas institutions and domestic related parties (such as foreign exchange trade contracts, service contracts, income distribution and transfer agreements, etc.). ).
4. The articles of association of the overseas institution are in Chinese and English, and the consistency between Chinese and English is proved.
5. Legal person certificate (such as resolution of the board of directors and authorization of the board of directors).
6, overseas enterprise organization code certificate.
1. In the financial field, offshore account refers to the bank where depositors open accounts outside their country of residence. On the contrary, banks located in the country where depositors are located are called onshore banks or domestic banks. The advantage of offshore account lies in: free transfer of funds: the customer's offshore account is equivalent to an account opened in an overseas bank, and funds can be freely transferred from offshore account without domestic foreign exchange control. The deposit interest rate and variety are not restricted: the deposit interest rate and variety are not restricted by domestic supervision, which is more favorable than the similar deposit interest rate of overseas banks, and the deposit and withdrawal are flexible. In particular, large deposits can be customized according to customer needs in terms of interest rate and term, which is flexible and convenient. Exemption from deposit interest tax: China government is exempt from deposit interest tax on interest earned from offshore deposits. The actual net income of offshore deposits is even more impressive.
2. Improve the comprehensive operation efficiency of domestic and foreign funds: We can make full use of the full-service characteristics of banks that can provide onshore business and have the functions of overseas banks, reduce the comprehensive cost of funds, speed up the turnover of domestic and foreign funds, and improve the efficiency of fund use. Domestic control, overseas operation.
3. The most common uses of overseas companies/accounts are: foreign exchange transactions: registered overseas companies can open overseas accounts and domestic offshore foreign exchange accounts. Can facilitate foreign exchange, avoid foreign exchange losses, and will not be subject to import and export agents in terms of funds; When importing, sometimes the proportion of domestic foreign exchange reserves is not enough, so it is necessary to purchase foreign exchange. If the export collects foreign exchange through overseas companies, there will be a certain proportion of foreign exchange preservation, which can solve part of the problem of purchasing foreign exchange; There are foreign exchange controls at home, so it will be very convenient to leave some funds abroad for future investment projects or fund mobilization. Because there is no foreign exchange control, overseas funds can be freely transferred to the foreign exchange accounts of individuals or companies at home and abroad.