Shaoxing Re-standardizes "Shao 4 Articles"
Shaoxing, located between Hangzhou and Ningbo, readjusted the "Shao 4 Articles" and implemented the positioning of "housing and not speculating".
On June 3, Shaoxing Housing and Construction Bureau issued a notice to clarify policies such as purchase restriction and sales restriction. It is mentioned that within the urban area of Shaoxing (Yuecheng District, Keqiao District and Shangyu District), there are 3 sets of local household registration restrictions and non-local household registration restrictions 1 set; Newly purchased houses (including new houses and second-hand houses) in Shaoxing city must obtain the certificate of immovable property rights for 3 years before they can be transferred.
It is expected that the subsequent real estate policies including Huzhou and Lishui will continue to tighten.
In addition to Shaoxing, in terms of purchase restriction, Shanghai has put forward requirements for divorced houses, stipulating that if a divorced party buys a house within three years after divorce, the number of houses it owns shall be calculated according to the total number of families before divorce.
In addition, Guangzhou, Nanjing, Hangzhou and other places have tightened the policy of talent purchase and settlement. For example, if Hangzhou has been settled for less than 5 years, it will be restricted to purchase 1 house within the scope of purchase restriction, and the auction house will be included in the scope of purchase restriction. Guangzhou stipulates that the management of talent purchase policy should be strengthened. Families and single persons (including divorced persons) who enjoy the talent policy of municipal districts must provide proof that they have paid personal income tax or social insurance 12 months in the talent identification area before the date of purchase, and are not allowed to pay back.
In terms of restricted sales, Chengdu stipulates that the restricted sales period of purchased commercial housing will be extended from 3 years to 5 years for projects with 3 times or more registered buyers in the current period; Huzhou, Zhejiang Province requires that in this city, newly purchased houses signed online after May 18 can be transferred two years after the date of obtaining the certificate of immovable property rights.
In order to crack down on real estate speculation, Guangzhou and Shenzhen have extended their supervision to financial institutions other than banks. Recently, Guangzhou Local Financial Supervision Administration issued a notice, requiring small loan companies not to engage in "bridge loan" and "foreclosure loans" business. On the same day, Shenzhen Local Financial Supervision Bureau announced a collective supervision interview with nine financing guarantee companies mainly engaged in foreclosure guarantee business, comprehensively investigated the loan guarantee business for business purposes, and focused on self-examination of real estate "loan guarantee" or "entrusted loan". Interviewed many intermediaries and companies.
In addition to restricting purchases, sales and loans, standardizing the behavior of developers and intermediaries is also the top priority for stabilizing market prices everywhere.
For example, Shanghai strictly implements the record management of new house prices and resolutely prevents the record price of listed sales projects from being too high; Wuxi clarifies the composition of house prices and decoration standards, and developers are not allowed to cover the plate, only providing upgrade and decoration programs; Shenzhen has established a reference price release mechanism for second-hand housing transactions to guide commercial banks to issue second-hand housing loans reasonably.
In addition, a number of intermediaries and enterprises have recently been interviewed for illegal acts. For example, the Guangzhou Housing and Urban-Rural Development Bureau recently launched a special rectification campaign in conjunction with relevant departments, aiming to strictly investigate the behaviors of real estate development enterprises and intermediaries such as false sales, price increases outside the price, and hoarding of housing; Severely crack down on real estate intermediaries to participate in real estate speculation, drive up housing prices, and publish false housing. In response to the above problems, relevant departments in Guangzhou interviewed 22 development enterprises and 14 intermediaries, and investigated and dealt with 4 intermediaries suspected of violating the rules.
At the same time, the Shenzhen Local Financial Supervision Bureau said that recently, the local financial supervision bureau conducted supervision interviews with five small loan companies, namely Fude, Qilian, Jinyinxin, Daxin and Yaliancai. Once credit funds are found to flow into the real estate market in violation of regulations, measures should be taken in time to recover the relevant loans in advance.
In fact, the illegal inflow of credit funds into the property market has always been the focus of the regulatory authorities. On May 2 1, the CBRC notified five financial institutions of illegal activities and issued a fine of 1 1. Huaxia Bank, Bohai Bank, China Bank, China Merchants Bank and Bank of East Asia were fined about 366 million yuan.
In response, Liang Tao, member of the Party Committee and Vice Chairman of the China Banking Regulatory Commission, said at the press conference held on June 1, "Recently, we fined five banks 366 million yuan. The very important reason is to carry out real estate financing business in violation of regulations. "
He also introduced that according to preliminary statistics, since last year alone, China Banking and Insurance Regulatory Commission institutions at all levels have cooperated with local governments to introduce more than 30 real estate control measures. At the same time, severely punish violations of laws and regulations, carry out a three-year national real estate special inspection, and "zero tolerance" for violations found.
Liu, deputy director of the Communication Department of the China Banking Regulatory Commission, stressed at the meeting that the next step will be to pay close attention to the policy implementation effect and research results with the Ministry of Housing and Urban-Rural Development and the People's Bank of China. Banks and intermediaries that have not conducted self-examination and been verified by supervision, deliberately concealed problems or found that problems have not been dealt with in time will strictly take supervision measures according to laws and regulations.