Formal lending institutions can be retained for a period of time and eliminated at maturity; Informal lending institutions may directly sell or use your information to apply for loans or credit cards. Do not believe, these are all possible. In recent years, with the rapid development of network technology, cases of being loaned are common. Many friends said that their identities have never been lent or lost, and they have never applied for loans or credit cards. Suddenly, an overdue loan was added to their name, adding a debt to themselves and leaving a stain on personal credit information.
Therefore, in order to prevent the above situation from happening, it is suggested that if you are worried, you can search for "comprehensive data" in the official account of WeChat, enter your name, ID number and mobile phone number, and get a detailed and intuitive personal credit report, which can help you find some abnormal information in time, and then feedback or complain to the credit reporting agency, thus nipping potential problems in the bud.