In the process of "advance capital" service, loan service companies transfer risks through various measures to ensure that they will not suffer losses. One is to ensure that the whole set of transactions are operated by intermediaries through notarization; Second, when signing the notarization agreement, the seller needs to hand over all the information needed for buying a house and making a loan to the intermediary for safekeeping, including the real estate license, repayment record, ID card, household registration book, loan contract, sales contract, etc. Until the abortion is proved; Third, the loan issued by the bank to the next home must be paid in advance to the intermediary account, and the intermediary pays the house price after deducting the advance payment and service fee.
Regardless of the industry or the legal profession, relevant professionals remind both parties of real estate transactions to be extremely cautious when using this "advance fund" tool. Due to the lack of involvement of guarantee companies and banks, this transaction process is full of risks.