Settings. Smart loan is a new repayment method of automobile loan. Smart loans are turned off in the settings. By introducing artificial intelligence, the smart credit platform liberates the tedious and complicated process of manual input, and can also reduce the occurrence of errors more effectively.
Is smart worry-free loan reliable?
Smart, worry-free and reliable loans. This is a regular product of a regular company established according to law, strictly implementing national laws and regulations, and its business scope and activities are supervised and protected by national laws and regulations. Worry-free smart loan is a unique repayment method of automobile loan, commonly known as "loan half, pay half" or "5050"; 50% of the car price is used as a down payment, and the remaining 50% will be paid back after one year. Within a year, you only need to pay a small amount of interest every month as a monthly payment. Upon the expiration of 1 year, the buyer can choose to pay the final payment in full or apply for delaying the final payment by installments 12 months, or replace the used car.
Examples of product characteristics mentioned by TA
Product characteristics
The monthly payment of worry-free smart loans is lower than that of ordinary smart loans, which is suitable for people with certain savings and dynamic cash flow. After paying 50% down payment, you can drive home. The remaining car purchase funds can be invested, and the return on investment may be far greater than the interest expense of car loans. This method is especially suitable for individual car owners or private bosses, and people with unstable income who need to use the car.
1.5 million car wisdom loan how to return?
Chezhi Loan10.5 million yuan will be deducted by bank card. According to the relevant information, when you apply for a car loan from Zhihui Puhua and sign a loan contract with Zhihui Puhua, Zhihui Puhua will ask you to apply for a bank card specially used for deduction, so the car wisdom loan of 1.5 million yuan will be repaid through the bank card deduction.
Jiaozuo smart financial loan is not allowed to be used.
Don't let it work.
Jiaozuo Smart Finance Loan Company went bankrupt. Due to foreign debt, the company could not operate normally, so it was not used.
Smart loan is a brand-new repayment method of automobile loan, which will make your monthly repayment amount far lower than that under the traditional equal principal and interest method.