Gong Hu mortgage to buy a car, the loan is easy to pass. Car buyers must have a relatively stable job, a relatively stable economic income or assets that are easy to realize. During the loan application period, the deposit of the car buyer shall not be less than the down payment for car purchase stipulated by the bank. Provide bank-approved guarantees to banks. If the personal account of the car buyer is not local, the bank will not accept the mortgage set by the car buyer for the car purchased by the loan.
Gong Hu needs a loan to buy a car.
It has the ability to repay the bank loan, and there is a down payment for car purchase from the bank accounting department not less than that stipulated by the bank during the loan application period; Accept other necessary conditions put forward by the bank to the bank. The branch recommended by the automobile manufacturer conducts primary selection according to the financial strength, market share and credibility of the dealer, and then signs an automobile consumption loan cooperation agreement with the branch.
2. Can I borrow money to buy a car in the name of the company?
1. You can borrow money to buy a car in the name of the company, but you need to provide the company's business license, tax registration certificate and legal person ID card, and submit the loan application form, which will be approved by the bank. However, the loan to buy a car in the name of the company can only be included in the after-tax expenses, but it can reduce the company's capital outflow.
2. Therefore, after buying a car with a loan in the name of the company, the company's financial treatment should be proper, and never evade taxes, because of small losses.