Influence of personal credit report
Loans and credit cards are an influence that many people already know, and they are also the biggest influence. You know, loans and credit cards are the two most important and basic businesses in financial business. Many people think that personal credit reports are tainted. Anyway, money is not punished or deducted, which has no influence on individuals, but it has a great influence.
With the entry of large companies, the status of credit reporting in people's lives has gradually become higher, and some banks, financial institutions, institutions and large enterprises have also begun to inquire about credit reporting. Once you find yourself overdue for a long time, many bills are not paid back, which is likely to be brushed off during the interview. After all, this is a document that can reflect integrity. How can a person who doesn't even have basic integrity have a great sense of responsibility?
Wealth management products mainly refer to insurance products. Now many large insurance companies need to check your credit information. If your credit information is poor, you can't buy it, and you can't enjoy high-quality guarantee service, which invisibly harms your personal interests.