The "general principles of loans" have corresponding provisions:
Article 71 Under any of the following circumstances, the lender will charge interest on part or all of the loan: if the circumstances are particularly serious, the lender shall stop paying the unused loan of the borrower and recover part or all of the loan in advance:
1. Failing to use the loan for the purpose specified in the loan contract.
Second, the use of loans for equity investment.
Third, engage in speculative business with loans in securities and futures.
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Laws and regulations related to the general principles of loans:
Article 35? In addition to entrusted loans, the lender shall provide loans and the borrower shall provide guarantees. The lender shall strictly examine the repayment ability of the guarantor, the ownership and value of the collateral, and the feasibility of realizing the collateral.
The cumulative extension period of short-term loans shall not exceed the original loan period; The cumulative extension period of medium-term loans shall not exceed half of the original loan period; The cumulative extension period of long-term loans shall not exceed 3 years. Unless otherwise stipulated by the state.
Article 36? Information required by the Lender shall be truthfully provided (except for those that cannot be provided by law), and all bank accounts, account numbers and balance of deposits and loans shall be truthfully provided to the Lender, so as to cooperate with the investigation, review and inspection of the Lender.
Baidu encyclopedia-general rules for loans