2. Services in Lacarra
Lacarra is a comprehensive inclusive technology financial platform. Lacarra was established in 2005, adhering to the concept of inclusiveness, science and technology, innovation and comprehensiveness, creating a unified and user-oriented health system, and providing services such as payment, credit reporting, financing and community finance for individuals and business users.
1) new financial services
Credit investigation: koala credit investigation is an independent third-party credit evaluation and credit management institution initiated by Lacarra and established by many well-known listed companies in the United Nations. It is the only credit reporting agency in China that has been approved by the central bank to carry out corporate credit reporting and prepare personal credit reporting business. It is a one-stop service platform for professional employment risk solutions, focusing on workplace behavior research and supported by credit rating database resources.
2) Payment service
A convenient payment: Lacarra community convenient payment service platform is an intermediary business system of remote self-service bank initiated by Lacarra. Four functions of self-service, convenient payment, life service and financial service are realized through Lacarra terminal installed in community stores. More than 90% brand chain stores use Lacarra self-service terminal as standard.
B mobile payment: Lacarra mobile payment develops mobile products on the basis of traditional payment services, which can meet the needs of individual users and merchants to complete convenient payment, living payment, community e-commerce and other services. Provide users with safe, convenient and fashionable mobile payment services, comprehensively enhance the user experience, improve transaction efficiency and create a new life of mobile payment.
C.POS acquiring: Lacarra POS acquiring business is a specialized acquiring service. Continuously enrich and innovate acquiring products and expand value-added services through Lacarra payment platform system; Provide professional and all-round acquiring and financial services for merchants, and fully meet the payment needs of scanning code payment, NFC payment, chip card, magnetic stripe card and so on.
D. Cross-border payment: Lacarra provides overall solutions for cross-border payment settlement for domestic and foreign businesses engaged in cross-border electronic commerce. At the same time, Lacarra cooperates with well-known domestic cross-border logistics warehousing enterprises to provide cross-border logistics warehousing solutions for merchants. Lacarra has a cross-border payment business processing system and a professional cross-border business, product, operation and business team to provide partners with full-process scheme design and services.