Yingjia Building will buy you the existing property right away, and you can get it right away. If you apply for a loan from Yingjia Building, the bank will not deduct the title certificate, but other certificates, which are part of the land certificate. A normal welcoming building has two certificates, the title certificate and the land certificate. If the other certificate is a loan from Yingjia Building, it should be kept by the bank. If it is a one-time payment, you will have two complete certificates.
There are two main algorithms for the housing maintenance fund of Yingjia Building. 1. Calculated by the total purchase price of Yingjia Building: 2% of the total house price; 2. Calculated according to the construction area of Yingjia Building. When the commercial house of Yingjia Building is sold, the purchaser and the unit of Yingjia Building shall sign the relevant maintenance fund payment agreement. Property buyers should pay the housing maintenance fund to the selling unit according to the proportion of 2-3% of the purchase price of Yingjia Building.
The above contents are for reference only, I hope I can help you. Thank you for your support to Kanfangwang. I wish you a happy purchase!