How to cancel the bank account after the company cancels?

The company can cancel the account without annual inspection. But there is no need to close the account, because there is no annual inspection. After the annual inspection time, the bank can manually conduct annual inspection on the account. If you really want to close your account, it depends on the specific bank.

Legal analysis

The company's bank account will be cancelled by the bank if it is not used for a long time. If the bank card amount is deducted to zero, it will be automatically converted into "sleep card". If there is no transaction or agreement on this card during this period, these accounts will be automatically cleared and cancelled in the banking system within 2~5 years. The company's bank account will be cancelled by the bank if it is not used for a long time. If the bank card amount is deducted to zero, it will be automatically converted into "sleep card". If there is no transaction or agreement on this card during this period, these accounts will be automatically cleared and cancelled in the banking system within 2~5 years. Bank branches can open a certain number of company accounts, so they will clean up some accounts regularly. Generally, if there is no money in or out for about a year (excluding the fees deducted by the bank), the account will be automatically closed. According to relevant laws and regulations, a depositor shall apply to the bank where the account is opened for cancellation of the bank settlement account under any of the following circumstances: (1) Being merged, dissolved, declared bankrupt or closed. (2) The business license is cancelled or revoked. (3) The bank where the account is opened needs to be changed due to relocation. (four) other reasons need to cancel the bank settlement account. Original account opening permit; Certificate of cancellation of business license or relevant explanation of not opening a settlement account in other banks; The customer keeps the seal card; Unused cash and transfer checks; Fill in the application for closing the company's bank settlement account, and you don't need to provide a full set of information to open an account.

legal ground

Article 180 of the Company Law of People's Republic of China (PRC) is dissolved due to the following reasons: (1) The business term stipulated in the Articles of Association expires or other dissolution reasons stipulated in the Articles of Association occur; (2) The shareholders' meeting or shareholders' meeting decides to dissolve; (3) The company needs to be dissolved due to merger or division; (4) The business license is revoked, ordered to close or revoked according to law; (5) The people's court shall be dissolved in accordance with the provisions of Article 182 of this Law.