Why are all the collections from Hunan?

These "unidentified" collections are all from Changsha. It is worth noting that many debtors were cheated because they clicked on the website or dialed the phone number in these short messages.

To verify the authenticity of the dunning letter sent by Hunan Cheng Wei, you can check the phone number on the dunning letter. It's usually sent by a third party. This reminder letter will only be collected in an emergency. If you do business with each other, that's true.

In addition, the dunning letter is a kind of dunning document, which is a notice used by the payer or individual when the payment is overdue. Ask the debtor to settle the unpaid amount within the specified time and inform him of the total debt.

There are three possibilities for not collecting the online loan platform and not suing the borrower:

The first is the collapse of the online lending platform. If you are overdue, the online lending platform will definitely not let you go. If an online lending platform encounters a large amount of overdue funds, it will lead to the break of the capital chain of the online lending company and finally declare bankruptcy.

However, there are also some bankrupt online lending platforms that package debtors and sell them to other online lending companies. At this time, the borrower's debt began to be transferred to another platform, and then the staff of the other platform would be responsible for the door-to-door collection, so it was not unnecessary to pay back, but "deferred repayment".

The second category is that the online lending platform deliberately delays the collection and lets you enter the set. In order to collect overdue payments, some online lending companies will deliberately not collect arrears. If you don't voluntarily return the due principal and interest, after the overdue interest reaches a certain level, the online lending platform will launch a new round of collection offensive. Therefore, don't take chances when borrowing money.

The third category is that there are some online lending platforms. Because the business volume is too large, the collection personnel are too busy at the moment, so put your affairs aside for the time being and continue to collect the arrears when there are more collection personnel.