Third-party collection companies are mixed. For example, when banks choose collection companies, they need to collect qualified or relatively standardized companies, while others may have problems more or less.
At present, many online lending platforms will take collection measures for overdue borrowers. Some online lending platforms train their own collection teams, while others outsource collection business. The collection team's fees range from 20% to more than 50%, and the whole industry is also mixed.
Including some bank credit card centers and small loan business departments, there are also collection methods for overdue borrowers, but they are relatively strict. When banks cooperate with collection companies, they often choose qualified and more formal enterprises to cooperate, and they have strict regulations on each other's behavior. For example, no posters are allowed at home, no money is allowed at home, and no parents or other siblings are allowed to be harassed.