5 1 Basic situation of personal loan review
In order to understand the reasons for the failure of the 5 1 personalized loan audit, we should first look at the basic situation of the 5 1 personalized loan audit. First of all, users must complete registration and real-name authentication, fill in personal information and calculate personal value before applying for 5 1 personal loan. Generally, as long as your credit value is higher, the probability of approval will be higher.
5 1 Reasons for the failure of loan approval.
Speaking of the reasons for the audit failure, it is summarized as follows:
1, not real-name authentication.
2. The information filled in the personal information is untrue or insufficient. For example, the bank made a mistake and the real name of the ID card failed.
3. The personal role value is too low to grant credit.
If it is not the above reasons, you can call customer service for details.
5 1 Reasons for unsuccessful individual loan lending
If you have successfully obtained the loan on 5 1, but failed to obtain the loan in the subsequent loan application, the main reasons are as follows:
1. If the loan is applied for more than three times in the current month, the system will automatically judge it as malicious operation.
The loan has not been paid off.
Of course, you can log in to QA-I-there is a message center under the avatar-to check the reasons for rejection. If none of the above has happened, a more detailed answer is still needed. Please consult online customer service QQ8000 1645 1 or customer service hotline (Monday to Friday 10: 00-22: 00).
5 1 How long will the credit review last? Some can be done on the same day!
Similar to 5 1 personal loan platform! Each can borrow 200 thousand!
20 19 5 1 how long does it take to report the loss of overdue credit? The consequences of overdue are fully apparent!
How to calculate the interest of 5 1 credit? The specific method is clear at a glance!
What's wrong with the credit line of 5 1?
5 1 personal loan is a product relying on personal credit loan, and the loan interest is relatively low. The scope is that a certain service fee will be charged according to the borrower's situation, which is relatively safe and reliable, but the borrower has a quota to lend when reporting. What's going on here?
1. Import of credit card bills is not authorized. Because 5 1 personal loan is the product of 5 1 credit card manager, it is closely related to credit card. You can check the borrower's repayment record, amount and consumption through the credit card bill, so it is suggested to import the credit card bill every month after the account is issued, which can effectively improve the success rate of the next repayment.
The character value of 2.5 1 is too low. The account activity is not enough and the registration time is too short. It is suggested to use more 5 1 series products, such as downloading 5 1 credit card housekeeper, buy 51personal treasure and other investment and wealth management products, which can improve personal value.
3. Personal information is incorrect. We must complete the real-name authentication of mobile phones and improve personal data. If your bank card status is abnormal (wrong, frozen and risky) and your real-name authentication fails, you cannot apply for 5 1 credit.
4. Personal credit is not good. 5 1 Credit information will check the credit information. If the credit is bad, it is difficult to make the next payment.
5. Borrowing too many times. If the loan is applied for more than three times in the current month, the system will automatically determine it as malicious operation.
To sum up, 5 1 personal loan is a conscience online loan, which is an AAA-level enterprise in Zhejiang Province. Personal information security is underwritten by China People's Property Insurance, which is relatively reliable. If you have a quota, you can submit your application another time, bind more credit cards, and you should be able to withdraw money after a while.
5 1 What's the matter with the credit line but no credit?
Situation 1: Check the reason for refusing the loan.
You can log in to QA -I- There is a message center under the avatar-and check the reason for rejection.
Situation 2: Check the number of loan applications.
Confirm whether to apply for a loan for more than three times this month. If it exceeds three times, the system will automatically judge it as malicious operation.
Situation 3: Confirm whether the loan has been paid off.
Please confirm whether you are a customer with outstanding loan. You can apply again after paying off the loan.
If none of the above conditions exist, you can consult online customer service QQ or customer service.
Why does the credit line of 5 1 always fail? That's the original problem!
Recently, many people are always depressed when applying for a credit line of 5 1. Then, why does the credit line of 5 1 always fail? Here, let's analyze how this is caused.
Judging from the current situation, there are three reasons why we can't get the credit line of 5 1. Details are as follows:
1. The loan information filled in by the borrower is not perfect, resulting in the comprehensive credit evaluation failing to meet the requirements;
2. The information provided by the borrower does not meet the application conditions, such as poor credit information, age below 18, mobile phone number without real-name authentication, inconsistent application information, etc.
The application materials provided are not mine.
Matters needing attention in application 5 1 credit line
1. When applying for the credit line of 5 1, I must use my ID card, bank card and real-name registration system mobile phone number.
2. Everyone's current debt ratio and income will have an impact on comprehensive credit evaluation. Therefore, it is suggested that you apply for a credit line of 5 1 after paying off some bank loans and online loans.
3. The personal information previously filled in will gradually become invalid within 3 months, and it needs to be filled in again when applying for the quota.
4. Labor can't interfere with the pass rate, so you don't need to contact customer service, and don't elaborate on the so-called "intermediary forced opening" and "insider forced opening"
5.5 1 Credit is subject to manual review. If you don't answer the audit call, you won't be able to get the quota through the audit.
Above, I explain why the credit line of 5 1 is always rejected. Generally speaking, the credit line of 5 1 will not be granted easily, and the borrower needs to meet all the loan conditions.