The first thing to be clear is the legal feasibility of enterprise car mortgage. The current property law stipulates that enterprises, individual industrial and commercial households and rural contracted households can mortgage their existing and future movable property by written agreement of the parties. This provides a legal guarantee for the feasibility of automobile mortgage.
To apply for a loan in the name of a company, you can use a car as collateral, but you need to meet some conditions:
1. The enterprise has independent legal personality and is a domestic-funded enterprise registered in the Administration for Industry and Commerce.
2. The car is under the name of the enterprise.
3. Only the company legal person or shareholders have the right to handle the vehicle mortgage loan on behalf of the enterprise.
Second, the enterprise automobile mortgage application materials.
The materials of the company's own vehicle mortgage loan are:
1, corporate identity card
2. Business license of the company
3, the company organization code
4. Tax registration certificate
5. Capital verification report
6. ID card of the agent (if the agent is illegal)
7. Official seal of the company
8. Motor vehicle driver's license
9. Motor vehicle registration certificate
In short, it is proof: first, the enterprise is independent and legal; Second, the ownership of the mortgaged car is the enterprise. With the above materials ready, you can apply for a mortgage loan at the bank!
I hope the above answers can help you. Hope to adopt! ! !