At this stage, the procedures and filing of Shenzhen installment music Internet High-tech Co., Ltd. are effective and legally approved, so the installment card at this stage is reliable. In addition, the loan amount is provided by the strategic cooperative bank. At present, its strategic cooperation institutions include China Industrial and Commercial Bank, Shanghai Bank and Shanghai Pudong Development Bank. And the strategic cooperation with banks can only be carried out after the audit is reliable and legal, which further proves that installment music is legal. Just change it. If you don't pay it back, it is not credible to borrow money on any platform. Consequences of non-repayment of loans: The bank will take necessary collection measures. In the process of initial telephone notification, if the loan is really overdue, you can explain your real situation to the bank and try to apply for an extension, depending on different bank regulations. If it is overdue for more than 90 days, the plot interest can be regarded as malicious overdue, and the bank collection is also easy to cause daily life pressure on yourself and your family, affecting the daily life of individuals and families. In terms of overdue fees, there will be some fees such as liquidated damages and penalty interest, which actually need to be charged according to the contract. Different institutions and different loan products have different liquidated damages or penalty interests. Personal credit records are influential, and bad credit records become the resistance of loans such as mortgages and car loans in the future, and also become the resistance of credit card processing. If you are sued to the court for non-repayment, and you still fail to repay after the execution of the court judgment, you can report to the Supreme People's Court and enter the "list of untrustworthy people", which is also commonly known as the "list of lai lai", and you will be prohibited from traveling by the airport high-speed train.
The daily interest rate of installment loan is as low as 0.03%, and the converted annual interest rate is 10.95%. The loan interest rate stipulated in China is not higher than 24%. In contrast, the loan interest rate of installment music is not high, but it is calculated according to the lowest daily interest rate of installment music. The specific daily interest rate depends on the borrower's credit. The better the borrower's credit, the lower the daily interest rate. Extended data:
Staging Music is a leading shopping center in China. It has established official strategic cooperative relations with many well-known brands such as iPhone, OPPO, vivo, L 'Oré al and Philips, and has become the third largest Internet channel for many well-known brands after JD.COM and Tmall. In China, staged musicians provide users with a new generation of e-commerce staged consumption scenarios with rich quality products and excellent installation experience. At the same time, credit card holders of dozens of banks, such as Industrial and Commercial Bank of China and China Merchants Bank, can use installment music for installment shopping, providing services for the fastest growing credit consumer groups in China and helping 400 million credit card holders improve their consumption quality.