Is Yin Chang's May 8th Consumer Finance Formal?

Ordinary. According to official website's inquiry, the full name of Yin Chang May 8th Consumer Finance is Hunan Yin Chang May 8th Consumer Finance Co., Ltd., which was founded by three listed companies, namely Changsha Bank, 58th Tongcheng and Tongcheng Holdings. It holds a consumer finance license issued by the China Banking Regulatory Commission and belongs to a formal financial company.