Fumin loan is a micro-credit product for farmers and a special loan issued by Agricultural Bank to meet the requirements. Generally speaking, the longest loan period of Fumin loan is 5 years, and the maximum loan amount is 200,000 yuan. The loan interest rate is implemented with reference to 1 year LPR.
Rich peasant loan is a kind of family capital turnover used by the borrower's family for production, operation and consumption. It is a quick loan product with farmers' characteristics, based on "farmers", good credit information and stable farmers' income.
Second, the applicable object
The loan subject of Fu Nong Loan is Hengyang Rural Commercial Bank Co., Ltd. (hereinafter referred to as the bank), and the service target is farmers aged 65,438+08 to 60 with full civil capacity.
Third, product features and advantages
Support one or more guarantee methods such as credit, mortgage, pledge and guarantee. Carry out "self-help borrowing, borrowing and returning" with the convenience card or e-loan as the carrier; Pay interest on a monthly basis and repay the principal at maturity. "
Four. Loan amount, interest rate, term, etc.
The maximum amount of credit loan is 500,000 yuan, which is guaranteed to be controlled within 50% (inclusive) of the guarantor's credit line, and the total amount of joint guarantee loans does not exceed 6.5438+0.5 million yuan. The maximum amount of mortgage loan is determined according to liquidity and evaluation value; Interest rates as low as 6%; The principle of credit granting is 1 year, with a maximum of 3 years. The term of a single loan shall not exceed 1 year in principle.
What is the loan from Chongqing Fumin Bank? Enriching the people loan introduction!
Fumin Bank is a private bank approved by China Banking Regulatory Commission. Can provide users with deposits, investment and wealth management, personal loans, corporate loans. Many users want to know what credit loans Fumin Bank has. Today, I will briefly introduce Fumin loan, which is a relatively popular pure credit consumer loan.
I. Introduction of Fumin Loan
This is a pure credit loan, online application support, suitable for office workers who urgently need money.
1. Generally, users are invited to handle it. Those who meet the requirements will receive SMS and submit their application online. You don't need to sign an offline contract, you don't need mortgage guarantee, and only credit can handle it.
2. Quick approval. The audit speed is very fast, and the result will be known within 1~3 working days, with the maximum amount of 1 ten thousand. If you have a car and a house in your name, you can submit the information voluntarily, and the amount will be higher.
3. Pay as much as you borrow. The repayment method is flexible, and there is no handling fee for prepayment. You can borrow it directly if you need it. The minimum is 500 yuan.
4. Arrival speed. The loan funds will arrive in seconds, and the next payment can be paid immediately.
Second, how to apply for a loan to enrich the people
Invited users can click on the product entrance of "Fumin Loan" in the "Good Loan" interface of the mobile banking app of Fumin Bank to apply for loans by themselves.
Due to the 24-hour audit of Fumin Loan, you can apply at any time. If you have any questions, please contact customer service.
Within the validity period of the line, it can be withdrawn at any time, and the line will be restored after repayment.
Information of Fumin Bank: With a registered capital of 3 billion yuan, it was established by seven private enterprises in Chongqing, including Hanhuajin Holding Co., Ltd., Zongshen Industry Group Co., Ltd., Fuan Pharmaceutical (Group) Co., Ltd. and Chongqing Yujiang Die Casting Co., Ltd. ..
How about the Agricultural Bank's loan for benefiting farmers and enriching the people?
China Agricultural Bank's "Fumin Loan" is a micro-credit loan product that benefits farmers and enriches the people, free of mortgage and guarantee. The government risk compensation fund is a risk mitigation measure established through the cooperation between banks and governments. It has the characteristics of wide audience, no mortgage, low interest rate, maximum amount of 200,000, longest term of 5 years, easy handling of materials, and loan interest rate not exceeding 1 year loan market quotation (LPR).