Non-financing guarantee company refers to a company legally established within the administrative area of People's Republic of China (PRC), but actually providing guarantee business for legal persons and natural persons without obtaining the Business License of People's Republic of China (PRC) Financing Guarantee Agency.
Non-financing guarantee business scope:
Litigation preservation guarantee, property preservation guarantee, project performance guarantee, project payment guarantee, tender guarantee, advance payment guarantee, balance payment guarantee, raw material credit purchase guarantee, equipment installment guarantee, lease contract guarantee, financial payment guarantee, joint guarantee, warehousing supervision guarantee, other economic contract guarantee and intermediary services such as investment and financing consultation and financial consultant related to guarantee business.
It is not allowed to engage in national financial supervision and financial credit business such as taking deposits, collecting funds, entrusting loans, issuing bills, and issuing loans.
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Conditions for applying for a license of a financing guarantee company
1, enterprises and individuals with greater economic strength. ?
2. There is an office space that meets the business conditions of the enterprise. ?
3. The promoters of the enterprise have been in business for more than 3 years, and have been making profits continuously in the last two fiscal years, with accumulated net profit of more than 6,543,800,000 yuan in the last three years; Its net assets are not less than 50 million yuan, and its net asset-liability ratio is not higher than 70%; The long-term investment after the implementation of this project investment shall not exceed 60% of the net assets. The shareholding ratio is not less than 30%, and if two enterprises are sponsors, the shareholding ratio is not less than 20%. ?
4. As the main sponsor, a natural person should have a strong background, have a certain influence in the industry, and have no bad record.
5. The directors and supervisors to be appointed shall have been engaged in financial-related professional work for more than 3 years and have a college degree or above. ?
6. Senior managers must be engaged in financial-related professional work for more than 5 years and hold a bachelor's degree or above. ?
7. The minimum registered capital of a financing guarantee company shall not be less than RMB 1 100 million. ?
Baidu encyclopedia-financing guarantee company