1. Financial institutions: Banks, securities companies, insurance companies and other financial institutions have professional financial advisors, who will provide customers with tailor-made financial planning and suggestions according to their needs and investment preferences. Financial advisers of these institutions usually need to undergo strict training and certification, and have high professional level and skills. Customers can contact the financial advisor by appointment or telephone consultation, or go directly to the counter to handle related business.
2. Independent financial planner: Independent financial planner is a relatively independent employee. Do not belong to financial institutions, but have professional financial knowledge and skills, and can provide independent financial advice and planning for customers. Independent financial planners are usually freelancers, and their fees are usually higher, but their services are more personalized and are not affected by institutional interests. Customers can find suitable independent financial planners through the Internet and social media for online consultation or face-to-face communication.
3. Online financial management tools and platforms: With the development of the Internet, some online financial management tools and platforms have emerged, such as "piggy financial management" and "ant wealth". Through algorithm and data analysis, these platforms can provide financial planning and suggestions for users according to their risk preferences and financial situation. Customers can get personalized financial advice by registering an account and filling in relevant information, and can also communicate through the online consulting service provided by the platform.
4. Financial programs and media: On TV, radio, Internet and other media, there are many programs and articles about financial management, investment and other topics, such as Caijing Morning News and Caijing Online. These programs and articles are usually written and hosted by professional financial experts and scholars, which can provide valuable financial advice and knowledge for the audience and readers. Customers can get financial knowledge and advice by listening to and watching these programs or reading articles in related media.
In short, to obtain professional and reliable financial planning and suggestions requires customers to actively seek and choose, and at the same time, they also need customers to evaluate and choose according to their own actual conditions and choose appropriate channels and services. When customers get financial advice and planning, they should also pay attention to verifying the validity and authenticity of the information to avoid being misled by some bad information.