Wallet loan is a scam, and now it is renamed as wave loan. Be careful, don't be fooled.

Wallet loan is really a wicked company. A friend around me borrowed 1200, and the principal has been paid back, and a late fee of 5000 will be charged. My friend didn't pay the late fee, and then the company asked someone to call my friend's communication contact by VoIP (because my friend borrowed money to agree to access the mobile phone address book). All the people who contact will be harassed by internet phone, saying that the borrower has given a deposit to order a coffin. Then use rude words to scold your family and so on, which makes you angry with your friends. In this way, you force your friends to pay late fees, and ghost companies use evil people to do things. Don't borrow money easily to avoid personal attacks.