Analysis on the Rationality of Enterprise Loan Term

The enterprise loan is 6,543.8 billion yuan. What is the loan term?

Corporate loans 1 100 million, and the loan term is generally 1 to 2 years.

2021May 14 The loan period that enterprise credit loans can apply for is generally 1-2 years; Enterprise mortgage loan can be handled for many years because of real estate mortgage. ...

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How long does it usually take for an enterprise to borrow money from a bank? -Banking policy | China legal service through train

The loan period that enterprise credit loans can apply for in June 17 is generally 1-2 years; Enterprise mortgage loan can be handled for a relatively long period because of real estate mortgage, and the longest enterprise loan can be applied for 10 years. It should be noted that ...

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Debt 1 10,000 can you still get a loan?

132 people are consulting.

The company can borrow 654.38 million yuan in tax a year.

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An enterprise obtained a loan of 654.38 million yuan.

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Debt 1 10,000 can you still get a loan?

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How long is the enterprise loan?-Cai Chen. com

On June 5th, the loan period that enterprise credit loans can apply for is generally 1-2 years; Enterprise mortgage loan because of the mortgage of real estate, you can apply for a longer term, and you can apply for an enterprise loan of 10 years at the longest.

What are the conditions for small and micro enterprise loans?

I. Conditions:

1, with abundant cash flow.

2. Small and micro business owners have good credit.

This enterprise has been very successful for more than two years.

4. Be able to provide effective financial proof.

5. Small and micro business owners are willing to repay and have the ability to repay in full and on time.

6. Other conditions required by the bank.

Two, according to the loan period: short-term loans, medium-term loans and long-term loans.

1. Short-term loan: refers to the loan with a loan term of 1 year (inclusive).

2. Medium-term loan: refers to the loan with a loan term of 1 year (excluding) to 5 years (including).

3. Long-term loans: refers to loans with a loan term of more than 5 years (excluding 5 years).

Extended data:

Enterprise loans can be divided into: working capital loans, fixed assets loans, credit loans, secured loans and so on.

First, the process of small and micro enterprises applying for credit loans:

1. application

① Credit application and resolution of the board of directors of the enterprise (as required by the articles of association)

(2) the specific purpose of enterprise loans and the direction of capital use (plan and total amount of funds).

③ Analyze repayment plans and measures, and analyze the cash flow of repayment funds every month.

(4) Mortgage situation, other relevant legal documents and letters, etc.

Step 2 review

(1) project

② Credit evaluation

③ Feasibility analysis

④ Comprehensive judgment

⑤ Pre-loan review

3. After reviewing the loan application, the contracting bank considers that all of them meet the requirements and agree to the loan, and shall sign a loan contract with the lender.

4. Lending

After the signing of this contract, both parties shall verify the loan as agreed in the contract. The financing party can go through the withdrawal procedures according to the contract: when withdrawing money, the financing party fills in the withdrawal voucher uniformly formulated by the bank, and then goes through the withdrawal procedures at the bank.