The full name of Qianhai Life Insurance is Qianhai Life Insurance Co., Ltd. On February 6, 20 12, China Insurance Regulatory Commission approved the opening of Qianhai Life Insurance Company and issued the legal person license of Qianhai Life Insurance Company. Qianhai Life Insurance Company is the first national financial insurance institution headquartered in Shekou, Qianhai. In 2020, Qianhai Life Insurance Company ranked 230th among the top 500 Chinese enterprises and 94th among the top 500 service enterprises in China. Qianhai Life Insurance Company has taken the lead in becoming a benchmark enterprise in Qianhai.
Extended data
1. Is Qianhai Life Insurance a state-owned enterprise?
Qianhai Life Insurance is not a state-owned enterprise. It is understood that Qianhai Life Insurance Co., Ltd. was approved by the China Insurance Regulatory Commission in February 20 12. It is the first national financial and insurance institution headquartered in Shenzhen Qianhai Shekou Free Trade Zone. The latest registered capital is RMB 8.5 billion. In 20 17, Qianhai Life Insurance entered the list of the top 500 Chinese enterprises, ranking 335th, and ranked130th among the top 500 service enterprises in China.
The business scope of this insurance includes life insurance, health insurance, accident insurance and other personal insurance businesses; Reinsurance business of the above business; Insurance fund utilization business permitted by national laws and regulations, etc.
2. What does Qianhai Life Insurance Manager's Million Medical Insurance cover?
Qianhai Life Insurance Medical Manager has one million medical insurance, two million general medical insurance and two million serious illness medical insurance, including proton heavy ion medical insurance, and the compensation ratio is 100%. In addition, the medical insurance premium for special diseases and operations can be selected, and the hospitalization medical expenses, outpatient medical expenses and emergency medical expenses before and after hospitalization in the special needs department, international department or VIP department of designated hospitals are reimbursed at the rate of 80%.
The deductible of this product is 8 thousand, which is lower than the general medical insurance. However, there is no deductible for the diagnosis of serious illness, and many insurance types do not need to deduct the deductible for the diagnosis of serious illness.
3. What details should the medical housekeeper of Qianhai Life Insurance pay attention to?
The medical housekeeper of Qianhai Life Insurance should pay attention to that there are few proton heavy ion hospitals, and proton heavy ion therapy is limited to specific medical institutions designated by insurance companies (referring to Shanghai proton heavy ion hospital, which may be adjusted during the insurance period, subject to the official announcement).
There is a one-time limit, and the limit of bed fee and extra bed fee for specific diseases and operations in medical insurance is 1500 yuan/day. In addition, among similar products, the rate of this product is relatively high.