Want to buy a wealth management product, the income is higher than bank deposits, and the risk is moderate. . . Curb inflation

The stock market is not good at present. If the risk is moderate, you can buy bank wealth management products or subscribe for low-risk Tier 1 debt funds. The yield of wealth management products of commercial banks is relatively high. The annualized yield of short-term wealth management products within three months is generally between 5% and 7%, and the yield is also related to the amount of wealth management. The threshold of some bank wealth management products has been raised from 50,000 yuan to 200,000 yuan or even 500,000 yuan. Tier-1 bond funds hold less than 20% of the shares, and the returns in previous years were good, with the yield between 6%- 10%, which is even worse this year. Therefore, some fund companies have launched graded bond funds, and some are similar to bank wealth management products.