Under the background of the reform upsurge, the People's Bank of China will make full use of advanced technology and the strength of professional audit teams, constantly improve its self-management, and strive to meet the needs of both borrowers and lenders quickly on the premise of ensuring the safety of funds. Let individuals with capital and financial investment ideas help those individuals and small and medium-sized enterprises with capital needs to better cope with the economic crisis through private lending. At the same time, it also allows borrowers and wealth managers to form a win-win situation, standardize private lending and facilitate the network. Renren Loan will wholeheartedly build a P2P network credit service platform belonging to the Chinese people.
The emergence of the P2P network credit service platform for everyone loan is of great significance for accelerating the development of financial reform and innovation, which is mainly reflected in the following aspects:
1, P2P makes up for the financial problems of small and medium-sized investors and small and micro enterprises. P2P lending company P2P fills the business gap of traditional commercial banks. Everyone can participate in the turnover of funds. For ordinary investors, you can participate in the investment with a small amount. For borrowers, the problem of capital turnover can be solved by credit or mortgage.
2. Private lending is more standardized. Through a professional audit team, the company strictly audits and executes borrowers, which is more standardized than ordinary private lending. Investors invest according to the borrower's credit rating and diversify their investments to reduce risks.
3. Facilitate private lending networks. As a service platform, the Internet has officially entered the field of microfinance services in China. After registration and examination, borrowers and investors can easily complete the problem of capital turnover and improve the utilization rate of funds through online bidding.