Is the pass rate from loan to electronic audit high?

When the loan is submitted for electronic review, the approval rate of the final loan is above 99%. Under normal circumstances, as long as the first trial is passed, the final pass rate will be high, but it does not mean that the final pass rate will be passed. If the preliminary examination is rejected by the final examination, it is often because the bank finds that there is something wrong with the applicant's information or credit when reviewing the materials or calling back later, so the application is rejected.

Is a loan a liability?

Loans are liabilities, and loan liabilities, also known as non-deposit liabilities, refer to funds raised by banks through financial markets or directly from the central bank.

Loans refer to loans provided by banks, credit cooperatives and other institutions to units or individuals, generally indicating interest and repayment date.

Generalized loans refer to loans, discounts, overdrafts and other loan funds within a general term. By lending centralized money and money funds, banks can meet the demand for supplementary funds for social reproduction and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation.