Why are insurance companies so good?

The reason why insurance companies are so good is to ensure the stable development of the insurance industry. China Banking Regulatory Commission, the Banking Insurance Regulatory Commission, will supervise insurance companies according to law to protect the legitimate rights and interests of consumers. Under the supervision of China Banking and Insurance Regulatory Commission, insurance companies are reliable. Most insurance companies are constantly introducing innovative insurance products in a healthy competitive environment, aiming at providing consumers with more comprehensive and caring protection. If a small partner is worried that the insurance products launched by insurance companies are not reliable, then take a look at this article: Is insurance a lie? The insurance you bought is just a piece of waste paper?

So there are so many insurance companies in the market, how should we choose?

Generally speaking, judging whether an insurance company is trustworthy can be analyzed through the strength background, solvency and claims service of the insurance company. Among them, solvency refers to the ability of insurance companies to repay debts. Simply put, the insurance company can't afford the insurance money. The China Banking Regulatory Commission stipulates that an insurance company's solvency is qualified when its core solvency adequacy ratio is ≥50%, its comprehensive solvency adequacy ratio is ≥ 100% and its risk rating is above Grade B. We are still not sure whether an insurance company is good or not. Let's take a look at these judgment skills: What should we look at when we look at an insurance company?

In addition, senior sister wants to remind everyone that when choosing insurance products, the strength of the insurance company is of course important, but what is more important is the performance of the insurance products themselves. You know, most insurance companies have a variety of insurance products, but not all of them meet our own protection needs. Only the insurance products that suit us are the best. Therefore, it is suggested that before taking out insurance, we should know what protection the product itself can provide for us and whether it can meet our own protection needs, and then make a decision after careful consideration.

Finally, senior sister presents a comprehensive collection of insurance knowledge for everyone, and interested friends can poke here: Super Full! Everything you want to know about insurance is here.

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