What materials do I need to bring to renew my loan?

1. When an enterprise applies for loan renewal, the materials it needs to bring are: the applicant's identity certificate and the enterprise's legal person's identity certificate, as well as the company's tax registration certificate, company business license, account opening permit, etc. In addition to the bank card of the loan, the company's financial report, the company's business premises property certificate or related lease contracts.

2. If an individual applies for loan renewal, the materials required include: the borrower's ID card and household registration book, the borrower's marriage certificate, the borrower's income certificate and assets certificate, and the bank account.

Brief introduction of loan extension

Renewing the loan, as the name implies, is "renewing the loan", that is, the borrower already has a loan in the bank and continues to apply for a loan from the bank through the borrower's credit and guarantee conditions. Renewing loans has the following characteristics:

1. Object: The renewal customers of banks must be old customers rather than new customers;

2. Information: The information of old and new loans is usually basically the same, and the basic information of customers, loan projects, uses and guarantee projects are basically the same;

3. Risk: For banks, the risk of renewing loans is usually relatively small.