Is it useful for the guarantee company to call the police before trailer?

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Car loan trailer can call the police. Because the car owner borrows money from the loan company with the car mortgage, the legal relationship with the loan company is the loan mortgage contract; Second, if the car owner fails to repay the car loan, the loan company can directly sue the court for repayment, request to seal up the collateral, and get priority compensation according to the collateral. Third, according to the relevant provisions of the General Principles of the Civil Law, people's legitimate property is protected by law, and it is forbidden for any organization or individual to occupy, plunder, destroy or illegally seal up, detain, freeze or confiscate it.

At present, many investment guarantee companies have gained the full trust of banks in standardized and efficient operation in post-loan management and loan risk resolution. Some cooperative banks outsource post-loan collection and loan asset disposal to guarantee companies, and the cooperation effect between the two parties is good. Guarantee companies used to belong to quasi-financial institutions, but now they belong to non-financial institutions, while banks belong to pure financial industries. They are similar in form and can finance enterprises in function, but there are still essential differences. Guarantee companies don't lend with their own funds, but guarantee with corporate reputation, and banks lend. In other words, if the enterprise can't meet the loan standard in the bank credit reliability, it can find a guarantee company to guarantee it, then what the guarantee company does is what the bank doesn't do.