What are the ways of decoration loan?

1, bank credit card. Without mortgage and guarantee, bank card users with good credit can apply for loans from banks, but this loan can only be used for decoration companies that have business cooperation with banks.

2. Bank consumption loans. The loan process is fast, you can choose your own decoration company, but the cost of applying for a loan is high.

3. Bank mortgage loan. The handling fee and interest will not be too high, but the collateral with sufficient value is needed, and the examination and handling is cumbersome and takes a long time.

4. Finance company loans. It is convenient to handle the loan process, so you need to choose a decoration company that cooperates with financial companies. However, if there are more decoration companies, there will be more choices. Another point is that the handling fee for intermediary loans is higher.

5. Provident fund loans. The interest rate of provident fund loans is low and the most economical, but the loanable amount is not high, the loan application procedures are complicated and the approval is difficult.

The above are the introduction contents of "What are the ways of decoration loan", and I hope that through these, we can have more understanding of decoration loan.