Beheading interest: This is the method adopted by many illegal lending platforms at present. Obviously borrowed 10000, but actually only received 8000. Various names were used to withdraw the money. This kind of using multiple related subjects to collect money seems to be bullish, but in fact it is deceptive and illegal.
Routine loan gangs often use "low interest, no mortgage, no seizure of cars" as a pretext to trick victims into signing vehicle mortgage loan contracts, and then forcibly seize cars and trailers for reasons such as overdue and breach of contract.
Deliberately stalling for time. When the borrower repays the loan, the routine loan will deliberately create obstacles, such as system failure, so that the borrower can not repay the loan on time, and then demand high penalty interest and liquidated damages in the name of the borrower's overdue. "Balance account"
Mode 1: Car loan Car loan is a common "routine loan" mode. Some routine loan gangs and unqualified companies have tricked borrowers into using their own vehicles as collateral loans by publishing advertisements such as "quick review and quick loan", "unsecured" and "convenient and quick".
Ordinary loan method
First, grants and interest-free student loans. There are many online platforms now, all of which are supporting platforms for online loans. Many platforms don't know where to get many students' personal information, so they tell each other that they can use interest-free loans to make grants and living expenses during college.
If a bank or other financial institution lends money by other means, "other means" means forging the official seal of the unit or sealing it to defraud the loan; Using counterfeit money as collateral to defraud loans; Borrow first and then use fraudulent means to refuse to repay the loan.
There is an error in the link, and payment is required. The loan process is not smooth, and there are procedural, procedural or technical errors. Asking ordinary people to pay a series of fees, such as unfreezing fees, handling fees, certification fees, loan interest, etc., claiming to pay back later is actually fraud.
Houze loan scam
1. Charge the card opening fee for handling credit cards. Houze said many times that the company does not handle credit card business. The formal channel for handling credit cards is the bank counter. Not only does Houze not handle credit card business, but other similar loan companies do not handle credit card business.
2. It must be handled in different places, online or by telephone fax. It is not only necessary to publish information and sign contracts in the name of the company, but also to use personal bank accounts (so-called legal persons, managers and financial leaders) as collection and charging accounts.
Go to the police, you must have been cheated. If your card doesn't have online banking, it won't affect your transfer. Even if you want to open it, you don't need to transfer money to her, and their company also said that she has left her job. Credit loans also need you to go to the company for face-to-face signing, and remittance can't be done by just a few phone calls.
4. People often handle credit card and loan business in the name of Houze. Houze never does credit card business, and currently does not handle any foreign customer business. Friends who receive similar calls should be vigilant and call the official customer service to confirm the authenticity of the information.
5. It has extensive social influence. It belongs to the brand of Houze. Houze's brands are (Houze Guarantee, Houze Finance, Houjin Loan and Geshang Finance). If you are sure it is Beijing Houze, it should be us, which is more reliable.
6. The secret of the scam: This is an obvious "routine car loan". Liars first earn tens of thousands of yuan by charging high fees and liquidated damages, and then inadvertently let you sign a "pledge contract." A pledge contract is different from a mortgage contract. In case of default, the loan company can legally take it for itself.
This is the end of the introduction of the methods and how to cheat loans. I wonder if you have found the information you need?