Zhaolian Consumer Finance Co., Ltd. (hereinafter referred to as "Zhaolian Finance") was established in March 2065438+2005. It is a licensed consumer finance company jointly funded by China Merchants Bank and China Unicom. Its registered address is in Qianhai, Shenzhen, with a registered capital of10 billion yuan.
Zhaolian Finance adheres to the guiding ideology of "Do not forget your initiative mind benefits endlessly" and the development concept of "inclusive mission, innovation drive, core competence and ultimate experience". It has two major consumer financial product systems, namely "good loan" and "credit payment", to provide users with unsecured and low-interest inclusive consumer credit services. Zhaolian Finance has comprehensively covered shopping, tourism, education, decoration and many other consumer scenes, serving tens of millions of customers and covering a vast area of the country.
2065438+In March 2005, Shenzhen Banking Regulatory Bureau approved the opening of Zhaolian Consumer Finance Co., Ltd., with a registered capital of RMB 3,868.96 million. The company's domicile is Room 20 1, Block A, Comprehensive Office Building of Qianhai Shenzhen-Hong Kong Cooperation Zone Administration, No.1 Qianwan Road, Shenzhen, and its business place is Floor A4 18, Kexing Science Park, Shenzhen Science Park.
On October 20 1 17 10, Zhaolian Consumer Finance Co., Ltd. successfully delivered the first foreign-funded syndicated loan and made the first withdrawal, with a total loan amount as high as165438+500 million yuan, which is also the first foreign-funded bank syndicated loan seized by domestic consumer finance companies so far.
Good-term loan is an Internet credit loan product of Zhaolian Finance, which can be applied in online channels of Zhaolian Financial APP, WeChat official account and various partners. Support 7*24 hours of borrowing at any time, real-time arrival, and support lending to mainstream bank cards; The maximum amount is 200,000 yuan, and the longest loan period is 36 months. Zhaolian Finance has created many personalized categories under the "good term loan" product system, such as "white-collar loan" products with more favorable pricing for high-quality white-collar workers and "large-sum loan" products with a one-time high amount to meet the temporary capital turnover needs of high-quality customers.
Credit payment is a phased product of Internet consumption under Zhaolian Finance, which provides users with fast, safe and convenient payment methods for Internet credit consumption.